Our Story
Why we built a business Risk Advisor instead of another insurance shop.
Our storyAbout
Your business Risk Advisor — not the guy who quotes your insurance
We start with strategy, map where your business is actually exposed, and treat insurance as the tool we use to execute the plan — the strategy comes first.
Who we are
BLKTHRN GRP is an independent business Risk Advisor serving growing companies nationwide — across construction, hospitality, real estate, professional services, transportation, healthcare, manufacturing, and more. We work alongside your CFO and your legal counsel, not around them.
Our approach is simple: understand the business first, identify where risk actually lives, then build a holistic plan that aligns to your balance sheet. With your finance team we tie risk to the numbers; with your attorneys we work through contracts, indemnification, and liability transfer. Insurance is how we implement the plan — and we earn a place at the table long after the policy is bound.
We review contracts, coverage, claims, payroll, property, fleet, cyber exposure, and renewal strategy so you can make better insurance decisions.
What sets us apart
- 100% independent — we shop the market for you
- Real people, not a call center
- 24-hour quote turnaround on most lines
- A named advisor at the table — part of your team
- One coherent plan across finance, legal, and operations
- Claims advocacy when it matters most
How we engage
We work with your CFO and your attorneys — not around them
The best risk decisions are rarely made in an insurance vacuum. We come to the table with your finance and legal leadership, build one coherent risk plan, then place the coverage that backs it.
- With your CFOWe translate risk into balance-sheet terms — total cost of risk, what to retain versus transfer, and the capital you free up by financing risk deliberately.
- With your attorneysWe read contracts, indemnification, and liability-transfer language with your counsel so your coverage matches the obligations you are actually signing.
- With your leadershipWe sit in on the decisions that create exposure — growth, hiring, new locations, acquisitions — before they quietly become uncovered risk.
- One plan, one teamYou get an advisor embedded in how your business runs, not a broker who surfaces once a year with paperwork to sign.
Get to know BLKTHRN
Our Process
How we move from discovery to ongoing partnership.
Our processCarrier Partners
Independent access to trusted insurance markets.
Carrier partnersContact
Talk to a business Risk Advisor today.
Contact usAn advisor on your side of the table, not the carrier's
A transactional broker gets paid to place a policy and move on. As an independent advisor, BLKTHRN answers to your business — and the way we work looks nothing like the agency you dealt with last year.
The transactional brokerThe BLKTHRN advisor
- Carrier-first
Captive or single-carrier shops sell what their company offers, then push you toward whatever pays them best.
LoyaltyOwner-firstWe're independent, so we shop the open market for your business and recommend the program that actually fits your plan.
- Call center
A rotating 1-800 queue where you re-explain your operation to whoever picks up.
AccessNamed advisorOne advisor who knows your buildings, your crew, and your renewal history - reachable same-day at 702-483-0888.
- Once a year
You hear from them at renewal, usually with a rate increase and a form to sign.
CadenceOngoingQuarterly check-ins, mid-term coverage reviews, and proactive alerts when a new exposure shows up in your industry.
- Hands off
When a loss hits, you're handed the carrier's number and left to argue your own claim.
ClaimsAdvocateWe manage the claim file end to end and stand between you and the adjuster to protect your recovery and your premium.
See how the advisor model works for your business
Knowing why an independent advisor beats a transactional broker is one thing - feeling the difference is another. These are the places to start when you want to see how BLKTHRN structures, places, and defends commercial risk for businesses nationwide.
Our processThe four-stage advisory loop we run on every account, from first assessment through ongoing stewardship.See how we workOur storyWhy we built an independent business Risk Advisor instead of another transactional agency.Read our storyCarrier partnersThe markets we shop on your behalf - and why independence lets us put your interests first.Meet our carriersRisk managementHow we drive down what risk really costs you over time, not just the price of a single policy.Explore risk management
Let's protect what you're building
Built tough. Covered right. Request a risk review and see the difference an advisor makes.